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Once you decide to divorce your spouse, you'll soon realize the importance of focusing some of your time on property division. While doing so, it's also a good idea to learn more about any debt that you've accumulated during your marriage.

There are many ways to handle joint credit card debt in a divorce, so you need to learn more about every option to ensure that you're making the best decision for you and your finances (both now and in the future).

One of the first things you should do is protect yourself. This means canceling the cards as to avoid a situation in which your spouse runs up more debt.

One of the best ways to handle joint credit card debt is to eliminate it as quickly as possible. Do you have access to enough cash (such as in a bank account) to eliminate the debt once and for all? If so, doing so will bring much needed relief to the divorce process.

Finally, if you come to the conclusion that you have too much debt to handle, there's nothing wrong with learning more about bankruptcy. This may be something you and your soon-to-be ex-spouse need to do in order to eliminate debt and feel better about the future.

Some people have a lot of debt when they enter the divorce process, while others don't have any. If you have joint credit card debt, it's a good idea to learn more about your options for paying it down, as well as your legal rights. You want to handle this in the appropriate manner, so that it doesn't cause you more trouble in the future.

Source:, "Dividing credit card debt in divorce," accessed March 16, 2018

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